Watania International Holding
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- Bid
- 0.72535,365 shares
- Ask
- 0.73044,163 shares
- Spread
- 0.0050.69%
- Day range
- 0.646 - 0.745low 10:00 · high 11:26
- 52-week range
- 0.586 - 0.777
- Volume
- 7.24M10.84x 30-day average
- Avg volume (30D)
- 668.0K
- Traded value
- 5.25M301 trades
- Average price
- 0.714volume-weighted
- Issued shares
- 260.16M
- Free float (est.)
- 35.5%92.24M shares
Last DFM snapshot 16:17. Best bid and ask only; full market depth is not published.
About the company
Country of Origin: United Arab Emirates (U.A.E)
Watania International Holding PJSC (‘WIH’ or the ‘Company’, formerly known as Dar Al Takaful PJSC) is a listed entity trading on Dubai Financial Market under the ticker WATANIA (previously DARTAKAFUL).
The Company is incorporated as a public joint stock company in accordance with the Federal Law No. 8 of 1984 (as amended) relating to commercial companies in the UAE. It obtained its commercial license on 23 July 2008 and commenced operations on 1 September 2008.
The Company was formed following the consolidation of key operators including the acquisition in 2020 of Noor Takaful by Dar Al Takaful PJSC and the merger in July 2022 of Dar Al Takaful PJSC with National Takaful Company PJSC (Watania).
In March 2023, the public joint stock company changed its name from Dar Al Takaful PJSC to Watania International Holding PJSC and its insurance license was cancelled as it became an investment holding company aiming to expand its footprint through shariah compliant investments consisting of a portfolio of Takaful companies and supporting businesses to help develop and grow the Takaful sector.
Watania International Holding PJSC is the sole shareholder of two operating companies: Watania Takaful General PJSC (previously Noor Takaful General PJSC) and Watania Takaful Family PJSC (previously Noor Takaful Family PJSC). Together, they create one of the leading Takaful providers in the UAE.
The two operating companies offer a range of Takaful products including motor, general, technical, medical, and family to both individuals and companies in the UAE. They operate in accordance with the teachings of Islamic Sharia and within the provisions of UAE Federal Law No. 6 of 2007 relating to Takaful companies and Takaful agents and the Memorandum and Articles of Association of the companies. The two companies operate full-services offices located in Abu Dhabi, Deira and Jebel Ali in Dubai.
Prices from DFM: 1D and 5D from snapshots every 5 minutes during the session, longer ranges from daily closes. Hover to read a price, click and drag to measure the change between two points.
Year-end price history
Company overview
Country of Origin: United Arab Emirates (U.A.E)
Watania International Holding PJSC (‘WIH’ or the ‘Company’, formerly known as Dar Al Takaful PJSC) is a listed entity trading on Dubai Financial Market under the ticker WATANIA (previously DARTAKAFUL).
The Company is incorporated as a public joint stock company in accordance with the Federal Law No. 8 of 1984 (as amended) relating to commercial companies in the UAE. It obtained its commercial license on 23 July 2008 and commenced operations on 1 September 2008.
The Company was formed following the consolidation of key operators including the acquisition in 2020 of Noor Takaful by Dar Al Takaful PJSC and the merger in July 2022 of Dar Al Takaful PJSC with National Takaful Company PJSC (Watania).
In March 2023, the public joint stock company changed its name from Dar Al Takaful PJSC to Watania International Holding PJSC and its insurance license was cancelled as it became an investment holding company aiming to expand its footprint through shariah compliant investments consisting of a portfolio of Takaful companies and supporting businesses to help develop and grow the Takaful sector.
Watania International Holding PJSC is the sole shareholder of two operating companies: Watania Takaful General PJSC (previously Noor Takaful General PJSC) and Watania Takaful Family PJSC (previously Noor Takaful Family PJSC). Together, they create one of the leading Takaful providers in the UAE.
The two operating companies offer a range of Takaful products including motor, general, technical, medical, and family to both individuals and companies in the UAE. They operate in accordance with the teachings of Islamic Sharia and within the provisions of UAE Federal Law No. 6 of 2007 relating to Takaful companies and Takaful agents and the Memorandum and Articles of Association of the companies. The two companies operate full-services offices located in Abu Dhabi, Deira and Jebel Ali in Dubai.
Key facts
- Full name
- Watania International Holding PJSC
- Sector
- Financials
- Established
- July 7, 2008
- Listed on DFM
- 3 Aug 2008
- ISIN
- AET000301019
- Fiscal year end
- DECEMBER
- Auditor
- Deloitte & Touche (M.E.)
- Share registrar
- Mawarid Finance
- Par value
- 1.00 UAE Dirham
- Authorized capital
- 260,156,250.00 UAE Dirham
- Issued shares
- 260,156,250
- Head office
- Downtown Jebel Ali, Dubai, UAE
- Website
- www.watania.ae ↗
- Investor relations
- ir@watania.ae
048134444
Shariah screening
See DFM's Shari'a status and a screen using S&P's methodology, with the debt, cash and income ratios behind it.
Board of directors
- Dr. Ali Saeed Bin Harmal AldhaheriCHAIRMAN
- Mr. Matar Hamdan Sultan Al AmeriDEPUTY
- Dr. Mohamed Ali Mohamed Al BarwaniMEMBERS
- Mr. Usama Mohamed Ali Al BarwaniMEMBERS
- Mr. Mohammed Nayel Rashed Al Nayeli AlshamsiMEMBERS
- Dr. Ghuwaya Mohammed Khuwaidem Al-NeyadiMEMBERS
- Mr. Abdallah Malek OsseiranMEMBERS
Management
- Mr. Anuj AgarwalChief Executive Officer
- Jaspreet Singh ChhabraChief Financial Officer
Subsidiaries
| Company | Country | Ownership |
|---|---|---|
| SUBSIDIARY 2 | Watania Takaful General (PJSC) | 100.00% |
| SUBSIDIARY 1 | Watania Takaful Family (PJSC) | 100.00% |
Source: DFM company profile, refreshed daily.
Who owns the shares
| Shareholder | Stake | Shares |
|---|---|---|
| MAGNA INVESTMENT LLC | 25.19% | 65,545,327 |
| ام بي يو اية اي للاسثمارات ش ذ م م | 21.59% | 56,179,702 |
| ALI SAEED SULTAN BIN HARMAL ALDHAHERI | 12.03% | 31,291,334 |
| MOHAMMED QUSAI MOHAMMED ALGHUSSEIN | 5.73% | 14,900,709 |
| Free float (est.): holders under 5% | 35.46% | 92,238,398 |
DFM publishes every shareholder with 5% or more. Free float is estimated as the remaining shares, so it can be higher than the real tradable float if smaller strategic holders exist. As of 30 October 2026.
Foreign ownership
- UAE nationals 92.9%
- GCC 2.1%
- Foreign 5.0%
- Foreign limit
- 25.0%
- Held by foreigners
- 5.00%
- Room left for foreigners
- 20.00% 52.03M shares
Source: DFM, as of 30-10-2026.
Dividend calculator
Before a dividend is announced, choose an estimate. Once DFM publishes it, the announced amount is used automatically. Gross amount before any bank charges. Estimates only, not investment advice.
Dividend capture history
Each row assumes you bought at the close on the last day that still qualified for the dividend (the day before the ex-date) and sold at the close on the payment date. The result adds the dividend to the price change in between, so a price drop bigger than the dividend means a loss.
| Dividend | Buy by (close)iWhat it is: the last day you could buy the shares and still get the dividend. Shares bought on the ex-date or later do not get it.Your buy price: the closing price on that day. Every % in the row is measured against this price. | Ex-date (close)iWhat it is: the first day the shares trade without the dividend.Why the price drops: new buyers no longer get the dividend, so the price usually falls by about the dividend amount on this day.The % under the price: how far the price moved from your buy price. | Payment day (close)iWhat it is: the day the cash dividend is paid into your account.Sell price: the table assumes you sell at the closing price on this day. | Dividend receivediWhat it is: the cash paid for each share, in AED.The % under it: the dividend yield on your buy price: dividend divided by the buy price.Example: AED 1.00 on a buy price of AED 12.35 = 8.10%. | Price changeiWhat it is: how much the share price moved from your buy price to the close on payment day, without counting the dividend. | ResultiWhat it is: the dividend % plus the price change %, both measured against your buy price.Example: +8.10% dividend and -5.00% price change = about +3.10%.Gain or loss: if the price falls by more than the dividend, the result is a loss. |
|---|---|---|---|---|---|---|
| DARTAKAFUL Second Term Dividend 2020 | Buy byiWhat it is: the last day you could buy the shares and still get the dividend. Shares bought on the ex-date or later do not get it.Your buy price: the closing price on that day. Every % in the row is measured against this price.28 Apr 20211.10 | Ex-dateiWhat it is: the first day the shares trade without the dividend.Why the price drops: new buyers no longer get the dividend, so the price usually falls by about the dividend amount on this day.The % under the price: how far the price moved from your buy price.29 Apr 20211.03 -6.36% | Payment dayiWhat it is: the day the cash dividend is paid into your account.Sell price: the table assumes you sell at the closing price on this day.16 May 20210.998 | DividendiWhat it is: the cash paid for each share, in AED.The % under it: the dividend yield on your buy price: dividend divided by the buy price.Example: AED 1.00 on a buy price of AED 12.35 = 8.10%.0.0920+8.36% | Price changeiWhat it is: how much the share price moved from your buy price to the close on payment day, without counting the dividend.-9.27% | ResultiWhat it is: the dividend % plus the price change %, both measured against your buy price.Example: +8.10% dividend and -5.00% price change = about +3.10%.Gain or loss: if the price falls by more than the dividend, the result is a loss.-0.91%loss · 18 days |
| DARTAKAFUL Dividends 2020 | Buy by2 Sep 20200.785 | Ex-date3 Sep 20200.746 -4.97% | Payment day23 Sep 20201.04 | Dividend0.0327+4.17% | Price change+32.48% | Result+36.65%gain · 21 days |
Past results do not predict future ones. Closing prices from DFM, before trading fees and any tax. Prices are not adjusted for bonus shares or rights issues. Information only, not investment advice.
Dividend history
| Dividend | AED per share | Yield at ex-date | AGM | Ex-date | Paid | |
|---|---|---|---|---|---|---|
| DARTAKAFUL Second Term Dividend 2020 | 0.0920 | 8.36% | 22 Apr 2021 | 29 Apr 2021 | 16 May 2021 | |
| DARTAKAFUL Dividends 2020 | 0.0327 | 4.17% | 26 Aug 2020 | 3 Sep 2020 | 23 Sep 2020 |
Source: DFM dividend distribution records (2025 onwards). Yield uses the close before the ex-date.
Announcements
- BoardBOD meeting
- BoardBOD meeting
- General assemblyResolutions of General Assembly
- General assemblyInvitation of General Assembly
- DisclosureIntegrated report for the year 2025
- DisclosureManagement Discussion and Analysis
- BoardBOD meeting
Source: DFM disclosures. Times are Dubai time.
Income Statement
Values in AED · click any row to chart the metric, click again to collapse
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Insurance & Takaful Revenue | 152.9M | 171.6M | 255.0M | 240.7M | 231.8M | 225.5M | 213.3M | 283.8M | 171.4M | 218.0M | 220.7M | 259.5M | 184.3M | 204.6M | 251.2M | 278.3M | 202.8M | 247.8M |
| Insurance Service Expenses | -133.3M | -133.1M | -244.6M | -177.1M | -201.4M | -219.0M | -210.5M | -199.5M | -189.5M | -367.3M | -215.5M | -221.8M | -128.0M | -206.6M | -163.2M | -172.2M | -165.0M | -222.8M |
| Net Reinsurance Result | -16.7M | -38.5M | -15.6M | -74.8M | -40.5M | -7.0M | -13.9M | -61.2M | 22.1M | 145.5M | -9.6M | -41.4M | -59.6M | 4.4M | -77.9M | -89.5M | -38.1M | -13.0M |
| Insurance Service Result | 2.9M | -8,000.00 | -5.2M | -11.2M | -10.1M | -516,000.00 | -11.1M | 23.1M | 4.0M | -3.7M | -4.4M | -3.7M | -3.3M | 2.4M | 10.1M | 16.7M | -205,000.00 | 12.0M |
| Net Investment Income | -5.5M | -48.8M | -13.4M | 22.8M | 28.9M | 27.5M | 4.9M | 27.8M | 27.2M | 3.9M | 18.3M | 9.8M | -5.4M | 22.1M | 26.4M | 16.2M | -9.3M | 42.7M |
| Net Insurance Finance Result | 13.7M | 48.7M | 15.4M | -15.5M | -15.9M | -19.4M | 3.3M | -22.8M | -18.9M | 8.3M | -12.3M | 1.9M | 12.6M | -9.1M | -13.7M | -5.4M | 9.5M | -27.5M |
| Net Insurance & Investment Result | 11.1M | -161,000.00 | -3.3M | -3.9M | 2.9M | 7.6M | -2.9M | 28.1M | 12.3M | 8.4M | 1.5M | 8.0M | 3.9M | 15.3M | 22.8M | 27.5M | 10,000.00 | 27.2M |
| Other Operating Income | 7.2M | -3.9M | 6.8M | 4.3M | 5.0M | 5.7M | 8.5M | 2.2M | 1.1M | 3.1M | 6.0M | -81,000.00 | 250,000.00 | 1.3M | 240,000.00 | 642,000.00 | -32,000.00 | 111,000.00 |
| Other Operating Expenses | -8.4M | -8.5M | -24.5M | -25.6M | -9.2M | -12.8M | -7.1M | -8.9M | -6.3M | -8.6M | -6.5M | -3.2M | -5.4M | -7.0M | -5.4M | -10.8M | -4.4M | -8.6M |
| Finance Costs | -772,000.00 | -763,000.00 | -1.2M | -1.4M | -1.5M | -1.6M | -1.3M | -1.7M | -1.2M | -1.2M | -1.0M | -1.2M | -908,000.00 | -1.8M | -1.6M | -1.7M | -1.1M | -1.4M |
| Pre-Tax Income | 9.1M | -13.4M | -22.3M | -26.6M | -2.8M | -1.1M | -2.7M | 19.6M | 5.8M | 1.7M | 40,000.00 | 3.4M | -2.2M | 7.9M | 16.0M | 15.7M | -5.6M | 17.4M |
| Income Tax Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 238,000.00 | -456,000.00 | -179,000.00 | 143,000.00 | -118,000.00 | 107,000.00 | -390,000.00 | -1.5M | -1.3M | 582,000.00 | -1.5M |
| Net Income | 9.1M | -13.4M | -22.3M | -26.6M | -2.8M | -1.1M | -2.7M | 19.9M | 5.4M | 1.5M | 183,000.00 | 3.3M | -2.0M | 7.5M | 14.5M | 14.4M | -5.0M | 15.9M |
| Net Income (Owners of Parent) | 9.1M | -13.4M | -22.3M | -26.6M | -2.8M | -1.1M | -2.7M | 19.9M | 5.4M | 1.5M | 183,000.00 | 3.3M | -2.0M | 7.5M | 14.5M | 14.4M | -5.0M | 15.9M |
| EPS (AED) | 0.04 | -0.05 | -0.09 | -0.10 | -0.01 | -0.004 | -0.01 | 0.08 | 0.02 | 0.01 | 0.00 | 0.01 | -0.01 | 0.03 | 0.06 | 0.06 | -0.02 | 0.06 |
| Shares Outstanding | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M |
Balance Sheet
Values in AED · click any row to chart the metric, click again to collapse
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 103.1M | 84.2M | 97.7M | 92.0M | 78.4M | 80.1M | 99.8M | 146.2M | 123.1M | 93.1M | 116.8M | 67.6M | 128.1M | 161.7M | 158.4M |
| Investment Securities | 510.8M | 521.0M | 490.6M | 478.4M | 467.5M | 472.7M | 452.8M | 473.8M | 498.1M | 508.9M | 532.6M | 545.0M | 569.1M | 605.7M | 625.2M |
| Insurance Contract Assets | – | – | – | – | – | – | 5.0M | 35,000.00 | 19,000.00 | 51,000.00 | 84,000.00 | 57,000.00 | – | – | – |
| Reinsurance Contract Assets | 137.2M | 145.4M | 142.2M | 141.0M | 103.5M | 152.3M | 329.5M | 388.0M | 298.3M | 284.9M | 296.9M | 283.6M | 247.4M | 258.4M | 283.5M |
| Trade & Other Receivables | 87.2M | 104.0M | 122.2M | 119.9M | 65.2M | 91.1M | 80.1M | 57.0M | 52.9M | 60.2M | 48.0M | 49.5M | 47.8M | 36.3M | 33.7M |
| Other Assets & Prepayments | – | – | – | – | – | – | – | – | – | 127,000.00 | – | – | – | – | – |
| Other Financial Assets | 274.8M | 282.7M | 305.3M | 316.2M | 331.6M | 320.7M | 306.1M | 219.2M | 216.1M | 312.9M | 299.3M | 334.6M | 294.0M | 260.0M | 255.6M |
| Property, Plant & Equipment | 15.7M | 16.2M | 14.6M | 15.8M | 15.1M | 15.1M | 15.0M | 15.2M | 14.7M | 14.2M | 12.4M | 11.8M | 10.7M | 10.1M | 9.5M |
| Investment Properties | 65.2M | 65.2M | 65.2M | 65.2M | 67.8M | 67.8M | 67.8M | 67.8M | 73.1M | 73.1M | 73.1M | 73.1M | 76.7M | 76.7M | 76.7M |
| Intangible Assets | 90.6M | 88.1M | 87.6M | 85.6M | 46.9M | 83.0M | 80.7M | 78.6M | 41.4M | 40.2M | 39.8M | 38.5M | 34.9M | 33.8M | 32.5M |
| Total Assets | 1.3B | 1.3B | 1.3B | 1.3B | 1.2B | 1.3B | 1.4B | 1.4B | 1.3B | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B | 1.5B |
| Insurance Contract Liabilities | 763.1M | 763.1M | 761.3M | 780.6M | 719.1M | 798.8M | 958.4M | 945.8M | 915.7M | 874.2M | 952.8M | 918.7M | 888.8M | 925.6M | 996.6M |
| Reinsurance Contract Liabilities | 35.1M | 54.7M | 73.4M | 75.1M | 53.2M | 50.4M | 54.0M | 111.2M | 51.8M | 68.5M | 64.4M | 67.0M | 80.0M | 95.3M | 83.8M |
| Trade & Other Payables | 145.8M | 160.3M | 161.5M | 142.3M | 72.5M | 103.7M | 93.9M | 74.1M | 41.4M | 87.5M | 38.4M | 39.3M | 48.7M | 34.6M | 25.7M |
| Income Tax Payable | – | – | – | – | – | 457,000.00 | 920,000.00 | 478,000.00 | 23,000.00 | 23,000.00 | 211,000.00 | 1.1M | 2.4M | 2.7M | 4.0M |
| Deferred Tax Liabilities | – | – | – | – | 3.9M | 4.2M | 4.1M | 4.4M | 4.5M | 4.5M | 4.6M | 5.2M | 5.1M | 4.2M | 4.4M |
| Loans & Borrowings | 95.5M | 85.1M | 85.1M | 74.8M | 74.8M | 61.8M | 61.8M | 48.9M | 48.9M | 100.0M | 100.0M | 100.0M | 100.0M | 100.0M | 66.7M |
| Lease Liabilities | 8.9M | 8.4M | 9.0M | 9.0M | 7.6M | 7.6M | 7.2M | 6.8M | 6.1M | 6.1M | 5.4M | 5.1M | 4.4M | 4.4M | 3.3M |
| End-of-Service Benefits | 17.6M | 17.3M | 18.3M | 18.4M | 19.9M | 20.3M | 20.3M | 21.2M | 20.0M | 19.3M | 20.9M | 20.6M | 17.4M | 17.9M | 18.5M |
| Total Debt | 104.3M | 93.5M | 94.1M | 83.8M | 82.3M | 69.5M | 69.0M | 55.7M | 54.9M | 106.1M | 105.4M | 105.1M | 104.4M | 104.4M | 70.0M |
| Total Liabilities | 1.1B | 1.1B | 1.1B | 1.1B | 950.9M | 1.0B | 1.2B | 1.2B | 1.1B | 1.2B | 1.2B | 1.2B | 1.1B | 1.2B | 1.2B |
| Share Capital | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M | 260.2M |
| Reserves | 10.5M | 11.5M | 11.5M | 12.1M | 15.4M | 15.4M | 15.2M | 10.9M | 14.4M | 14.1M | 11.0M | 12.0M | 20.3M | 21.3M | 19.4M |
| Retained Earnings | -52.2M | -53.7M | -54.8M | -58.3M | -50.6M | -40.1M | -39.2M | -38.2M | -45.3M | -46.7M | -38.7M | -25.4M | -18.4M | -23.4M | -7.5M |
| Equity (Owners of Parent) | 218.5M | 218.0M | 216.9M | 214.0M | 225.0M | 235.5M | 236.1M | 232.9M | 229.3M | 227.5M | 232.4M | 246.7M | 262.0M | 258.1M | 272.1M |
| Total Equity | 218.5M | 218.0M | 216.9M | 214.0M | 225.0M | 235.5M | 236.1M | 232.9M | 229.3M | 227.5M | 232.4M | 246.7M | 262.0M | 258.1M | 272.1M |
Cash Flow
Values in AED · click any row to chart the metric, click again to collapse
| Q1 '14 | Q2 '14 | Q3 '14 | Q4 '14 | Q1 '15 | Q2 '15 | Q3 '15 | Q4 '15 | Q1 '16 | Q2 '16 | Q3 '16 | Q4 '16 | Q1 '17 | Q2 '17 | Q3 '17 | Q4 '17 | Q1 '18 | Q2 '18 | Q3 '18 | Q4 '18 | Q1 '19 | Q2 '19 | Q3 '19 | Q4 '19 | Q1 '20 | Q2 '20 | Q3 '20 | Q4 '20 | Q1 '21 | Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -6.8M | -3.7M | -238,240.00 | 8.2M | 4.8M | -2.2M | 3.7M | 11.6M | -954,819.00 | -1.8M | 4.6M | 37.0M | 31.8M | -17.6M | 15.1M | -11.2M | -8.3M | 3.4M | 3.6M | 4.8M | 3.0M | -392,394.00 | 19.0M | 13.6M | 12.3M | 12.2M | -17.3M | 4.0M | -19.3M | 4.7M | -7.9M | -17.3M | 3.9M | 925,000.00 | 10.3M | -11.1M | -11.8M | -8.6M | 4.6M | -47.9M | -12.3M | -12.3M | -15.4M | -12.7M | 35.9M | 19.0M | -24.5M | 25.6M | 42.3M | 7.1M |
| Income Tax Paid | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | 0.00 | -82,000.00 | – | – |
| Investing Cash Flow | -15.6M | 14.4M | -524,864.00 | -14.1M | -2.7M | 3.8M | -6.1M | 922,186.00 | 453,872.00 | -6.7M | -6.4M | -9.5M | -38.2M | -54.3M | 1.1M | 1.2M | 5.6M | 4.1M | 4.8M | -11.3M | -9.0M | 1.9M | -17.6M | -7.4M | -3.3M | -13.4M | -161.2M | 62.8M | 99.9M | -19.6M | -9.2M | -6.1M | 2.6M | -6.8M | 24.6M | 64.7M | 3.8M | 21.5M | -2,000.00 | 35.7M | 28.1M | 35.0M | 80.4M | -8.6M | -115.0M | 9.5M | -21.5M | 34.4M | -8.5M | 27.4M |
| Capital Expenditure | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | -382,000.00 | -907,000.00 | – | -300,000.00 | -2.0M | -3.0M | -1.9M | -6.2M | -2.4M | – | -2.2M | -1.3M | -303,000.00 | – | -167,000.00 | -668,000.00 | -20,000.00 | -146,000.00 |
| Financing Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 50.0M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -588,581.00 | -147,145.00 | 147,145.00 | 210.1M | -1.3M | -103.7M | -16.6M | -3.5M | 78,670.00 | -7.7M | -2.2M | -4.3M | -5.7M | -10.9M | 564,000.00 | -10.3M | -1.5M | -14.1M | -3.0M | -18.6M | -1.8M | 49.0M | -4.7M | -3.3M | 604,000.00 | -113,000.00 | -37.7M |
| Proceeds from Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 51.1M | – | – | – | – | – |
| Repayment of Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | -6.9M | – | -3.5M | -3.5M | -10.4M | – | -10.4M | – | -12.9M | – | -12.9M | – | – | – | – | – | – | -33.3M |
| Lease Payments | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | -588,581.00 | -147,145.00 | 147,145.00 | 0.00 | -1.3M | -845,427.00 | -1.8M | -756,524.00 | 79,010.00 | -839,000.00 | -830,000.00 | -821,000.00 | -2.3M | -509,000.00 | 564,000.00 | 55,000.00 | -1.5M | 0.00 | -533,000.00 | -363,000.00 | -819,000.00 | -305,000.00 | -375,000.00 | -385,000.00 | -889,000.00 | -27,000.00 | -1.1M |
| Finance Costs Paid | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | -1.7M | 0.00 | -2.7M | 2.7M | -5.2M | -772,000.00 | -763,000.00 | -1.2M | -1.4M | -1.5M | -1.6M | -1.3M | -1.7M | -1.2M | -1.2M | -1.0M | -1.2M | -908,000.00 | -1.8M | -1.6M | -1.7M | -1.1M | -1.4M |
| Dividends Paid | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | 0.00 | -4.9M | 0.00 | – | -13.8M | 0.00 | 0.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Free Cash Flow | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 3.5M | 18,000.00 | – | -11.4M | -13.8M | -11.6M | 2.7M | -54.1M | -14.7M | – | -17.7M | -13.9M | 35.6M | – | -24.7M | 24.9M | 42.2M | 6.9M |
| Cfx Afs Realised | -15,490.00 | 21,569.00 | -309,712.00 | -81,730.00 | -17,810.00 | -901,535.00 | 0.00 | -534,467.00 | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | 0.00 | 303,570.00 | 201,132.00 | -6,013.00 | -161,226.00 | 161,226.00 | – | 206,591.00 | -206,591.00 | 208,245.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Amortisation | 22,417.00 | 20,277.00 | 13,518.00 | 41,605.00 | 47,418.00 | 55,401.00 | 58,092.00 | 86,570.00 | 67,584.00 | 84,307.00 | 103,459.00 | 76,368.00 | – | 144,711.00 | 72,355.00 | 91,181.00 | – | 107,852.00 | 52,273.00 | 76,839.00 | – | 104,214.00 | 150,228.00 | 134,318.00 | 0.00 | 262,013.00 | 2.2M | 4.7M | 2.1M | 2.0M | 1.9M | 2.6M | 2.2M | 2.1M | 4.7M | 4.6M | 2.4M | 3.4M | -945,000.00 | 4.8M | 1.5M | 1.0M | 3.2M | 2.4M | 1.2M | 1.3M | 1.3M | 3.0M | 1.2M | 1.4M |
| Cfx Cash Begin | 28.0M | 5.6M | 16.3M | 15.5M | 9.6M | 11.7M | 13.4M | 11.0M | 23.5M | 23.0M | 14.5M | 12.7M | 40.3M | 33.9M | 12.0M | 28.1M | 18.1M | 15.5M | 23.0M | 31.4M | 25.0M | 19.0M | 20.5M | 21.9M | 27.4M | 36.2M | 35.2M | 66.8M | 132.3M | 109.3M | 77.7M | 57.2M | 33.8M | 32.6M | 24.5M | 55.2M | 103.1M | 84.2M | 97.7M | 92.0M | 78.4M | 80.1M | 99.8M | 146.2M | 123.1M | 93.1M | 116.8M | 67.6M | 128.1M | 161.7M |
| Cfx Cash End | 5.6M | 16.3M | 15.5M | 9.6M | 11.7M | 13.4M | 11.0M | 23.5M | 23.0M | 14.5M | 12.7M | 40.3M | 33.9M | 12.0M | 28.1M | 18.1M | 15.5M | 23.0M | 31.4M | 25.0M | 19.0M | 20.5M | 21.9M | 27.4M | 36.2M | 35.2M | 66.8M | 132.3M | 109.3M | 77.7M | 57.2M | 33.8M | 32.6M | 24.5M | 55.2M | 103.1M | 84.2M | 97.7M | 92.0M | 78.4M | 80.1M | 99.8M | 146.2M | 123.1M | 93.1M | 116.8M | 67.6M | 128.1M | 161.7M | 158.4M |
| Cfx Cash From Operations | -6.8M | -3.7M | -218,730.00 | 8.2M | 4.8M | -2.2M | 3.7M | 11.6M | -932,657.00 | -1.7M | 4.7M | 37.1M | 31.9M | -17.6M | 15.1M | -11.2M | -8.3M | 3.5M | 3.7M | 5.8M | 3.0M | -61,851.00 | 19.0M | 13.6M | 12.4M | 12.3M | -16.9M | 4.9M | -18.0M | 4.8M | -7.6M | -17.8M | 4.4M | 1.7M | 11.0M | -8.9M | -11.2M | -9.0M | 5.8M | -48.7M | -12.3M | -12.0M | -14.7M | -9.2M | 37.1M | 19.7M | -23.5M | 30.6M | 42.4M | 8.4M |
| Cfx Credit Loss | 587,544.00 | -587,544.00 | – | 1.2M | 0.00 | 117,060.00 | 112,957.00 | 110,923.00 | 78,371.00 | 573,128.00 | 317,462.00 | -165,905.00 | 177,453.00 | 531,981.00 | 464,364.00 | 377,689.00 | 256,084.00 | 772,979.00 | 792,289.00 | 1.2M | 247,631.00 | 251,292.00 | 236,943.00 | 749,796.00 | 483,095.00 | 519,134.00 | 933,373.00 | 4.7M | -1.2M | 1.7M | -737,737.00 | -1.2M | 17,000.00 | 7.7M | 3.5M | -5.7M | -74,000.00 | 1.8M | 336,000.00 | 1.4M | -594,000.00 | 2,000.00 | 0.00 | -877,000.00 | 1,000.00 | -287,000.00 | 631,000.00 | 139,000.00 | -318,000.00 | 51,000.00 |
| Cfx Deposit Income | -91,008.00 | -37,521.00 | -54,740.00 | -38,982.00 | -51,989.00 | -53,761.00 | -48,407.00 | -45,940.00 | -81,467.00 | -90,011.00 | -109,299.00 | -128,469.00 | -306,822.00 | -474,987.00 | -643,478.00 | -654,771.00 | -713,860.00 | -751,416.00 | -776,132.00 | -960,124.00 | -1.3M | -1.4M | -1.5M | -1.5M | -1.2M | -1.1M | -1.8M | -2.0M | -1.2M | -408,653.00 | -616,203.00 | -294,411.00 | -541,000.00 | -741,000.00 | -1.2M | -2.0M | -3.2M | -3.3M | -3.2M | -4.7M | -3.7M | -4.5M | -4.0M | -4.0M | -2.2M | -3.3M | -3.4M | -3.9M | -2.4M | -2.4M |
| Cfx Deposit Income Received | 49,894.00 | 78,635.00 | 54,740.00 | 38,982.00 | 51,989.00 | 53,761.00 | 48,407.00 | 45,940.00 | 81,467.00 | 90,011.00 | 109,299.00 | 128,469.00 | 306,822.00 | 474,987.00 | 643,478.00 | 654,771.00 | 713,860.00 | 751,416.00 | 776,132.00 | 960,124.00 | 1.3M | 1.4M | 1.5M | 1.5M | 1.2M | 1.1M | 1.8M | 2.0M | 1.2M | -208,198.00 | 1.1M | 146,935.00 | 205,000.00 | 485,000.00 | -162,000.00 | 3.3M | 0.00 | 583,000.00 | 576,000.00 | 11.2M | 1.3M | 2.1M | 2.7M | 11.6M | 482,000.00 | 640,000.00 | 4.0M | 8.2M | 5.4M | 1.1M |
| Cfx Depreciation | 330,799.00 | 351,255.00 | 156,962.00 | 486,269.00 | 384,630.00 | 444,981.00 | 463,180.00 | 645,248.00 | 479,110.00 | 479,473.00 | 519,934.00 | 514,603.00 | 487,437.00 | 417,751.00 | 240,524.00 | 898,185.00 | 530,371.00 | 470,771.00 | 424,177.00 | 641,801.00 | 495,558.00 | 307,239.00 | 142,539.00 | 819,887.00 | 678,618.00 | 111,745.00 | 1.0M | 1.2M | 1.1M | 1.1M | 1.2M | 1.1M | 1.1M | 1.1M | 1.5M | 1.5M | 1.4M | 526,000.00 | 3.6M | -849,000.00 | 714,000.00 | 751,000.00 | 681,000.00 | 1.3M | 627,000.00 | 734,000.00 | 735,000.00 | 853,000.00 | 601,000.00 | 714,000.00 |
| Cfx Eosb Paid | -72,578.00 | -13,872.00 | -19,510.00 | -66,270.00 | -13,641.00 | -3,945.00 | -15,839.00 | -2,170.00 | -22,162.00 | -103,751.00 | -67,026.00 | -13,829.00 | -26,564.00 | -16,938.00 | -34,864.00 | -24,935.00 | 4,358.00 | -82,648.00 | -62,400.00 | -955,452.00 | -8,793.00 | -330,543.00 | -21,867.00 | -92,716.00 | -60,051.00 | -28,874.00 | -456,449.00 | -870,311.00 | -1.3M | -125,681.00 | -291,336.00 | 478,142.00 | -471,000.00 | -802,000.00 | -693,000.00 | -2.2M | -628,000.00 | 468,000.00 | -1.2M | 794,000.00 | 0.00 | -326,000.00 | -750,000.00 | -3.5M | -1.2M | -749,000.00 | -1.0M | -4.9M | -185,000.00 | -1.3M |
| Cfx Eosb Provision | 127,553.00 | 145,255.00 | 93,005.00 | 131,454.00 | 103,636.00 | 86,577.00 | 113,761.00 | 176,234.00 | 95,736.00 | 83,682.00 | 93,351.00 | 163,499.00 | 126,903.00 | 122,283.00 | 289,874.00 | 430,346.00 | 158,869.00 | 188,517.00 | 270,041.00 | 284,212.00 | 71,149.00 | 128,384.00 | 126,570.00 | 354,841.00 | 187,267.00 | 119,310.00 | 263,589.00 | -139,367.00 | 908,809.00 | 400,376.00 | 386,015.00 | -142,200.00 | 366,000.00 | 378,000.00 | 933,000.00 | 2.7M | 340,000.00 | 569,000.00 | 1.2M | 744,000.00 | 447,000.00 | 307,000.00 | 1.6M | 2.3M | 476,000.00 | 2.3M | 732,000.00 | 1.7M | 723,000.00 | 1.9M |
| Cfx Fvtpl Realised | 0.00 | -5.9M | -2.0M | 312,022.00 | 7,172.00 | -59,820.00 | -2,021.00 | 1.6M | 0.00 | -56,130.00 | 56,130.00 | -209,212.00 | -194,107.00 | -75,696.00 | -111,829.00 | 464,866.00 | 14,210.00 | -14,210.00 | 3.7M | -32,965.00 | – | – | 161,226.00 | -161,226.00 | – | – | 0.00 | 0.00 | 0.00 | 0.00 | -273,587.00 | -1.8M | -750,000.00 | -1.5M | 163,000.00 | 1.1M | -939,000.00 | -6.0M | -2.1M | -5.2M | -342,000.00 | -18,000.00 | -765,000.00 | -1.2M | 278,000.00 | 354,000.00 | -2.4M | 130,000.00 | -2.9M | 1.0M |
| Cfx Fvtpl Unrealised | -3.0M | 4.5M | -1.7M | 1.7M | 567,616.00 | -503,901.00 | 983,780.00 | -1.0M | -6,484.00 | 114,253.00 | -114,259.00 | -30,950.00 | 656,018.00 | 588,828.00 | -80,768.00 | -2.0M | 1.5M | 995,885.00 | -2.4M | -24,479.00 | -39,906.00 | 39,906.00 | 15,246.00 | -15,246.00 | – | 0.00 | -6.1M | 6.1M | 0.00 | -127,595.00 | -192,761.00 | -843,644.00 | -4.4M | 3.7M | 799,000.00 | -673,000.00 | -22.7M | -15.8M | 1.6M | 37.2M | -516,000.00 | 1.4M | -4.6M | -2.5M | 764,000.00 | -3.4M | -4.7M | 261,000.00 | 8.7M | -7.7M |
| Cfx Intangibles Purchase | 0.00 | 0.00 | -138,572.00 | -75,058.00 | -53,088.00 | -75,000.00 | 0.00 | -69,597.00 | – | -122,945.00 | 0.00 | 100,945.00 | – | -29,340.00 | 0.00 | 17,207.00 | – | -109,521.00 | 0.00 | -121,039.00 | – | -1.2M | -40,569.00 | 1.2M | – | -68,874.00 | -30,341.00 | -173,636.00 | 0.00 | 0.00 | 0.00 | -43,000.00 | – | -23,000.00 | 23,000.00 | -93,000.00 | – | -2.9M | 2.9M | -142,000.00 | -1.6M | 961,000.00 | -1.2M | -801,000.00 | -24,000.00 | 0.00 | 0.00 | -181,000.00 | 0.00 | 0.00 |
| Cfx Investments Purchase | -3.0M | -4.8M | -22.6M | -15.9M | -2.6M | -12.6M | -3.8M | 9.8M | -53,129.00 | -7.4M | -1.3M | -10.2M | -10.0M | -7.1M | -2.3M | -6.7M | -3.5M | -3.8M | -6.9M | 224,501.00 | – | 0.00 | 0.00 | 0.00 | – | -11.4M | 4.0M | -4.0M | 0.00 | -28.7M | -624,355.00 | -61.2M | -23,000.00 | -29.8M | -43.4M | -3.9M | -66.1M | 74.0M | -160.1M | 2.0M | -16.4M | -12.8M | -52.9M | -64.1M | -59.5M | -38.8M | -39.9M | -82.6M | -122.6M | -50.8M |
| Cfx Investments Sale | 1.0M | 12.6M | 23.3M | 19.8M | 36,915.00 | 12.8M | 1.6M | -3.0M | 0.00 | 0.00 | 0.00 | 5.2M | 722,639.00 | 184,864.00 | 1.8M | -2.3M | 3.7M | 2.0M | 16.7M | 19.8M | 265,230.00 | 131,639.00 | 232,131.00 | 15,250.00 | – | 2.2M | -2.2M | 2.4M | 0.00 | 0.00 | 0.00 | 42.9M | 3.2M | 30.7M | 13.3M | 23.5M | 69.8M | -27.0M | 172.8M | 43.6M | 33.2M | 23.8M | 42.0M | 29.8M | 34.9M | 29.0M | 44.2M | 55.6M | 68.0M | 67.0M |
| Cfx Net Change | -22.4M | 10.7M | -763,104.00 | -6.0M | 2.1M | 1.7M | -2.4M | 12.5M | -500,947.00 | -8.5M | -1.8M | 27.6M | -6.4M | -21.9M | 16.1M | -10.0M | -2.6M | 7.5M | 8.5M | -6.4M | -6.0M | 1.5M | 1.4M | 5.5M | 8.9M | -1.0M | 31.6M | 65.5M | -23.1M | -31.5M | -20.6M | -23.3M | -1.2M | -8.1M | 30.7M | 47.9M | -18.9M | 13.5M | -5.7M | -13.7M | 1.7M | 19.7M | 46.4M | -23.1M | -30.0M | 23.8M | -49.3M | 60.6M | 33.6M | -3.3M |
| Cfx Op Before Wc | 2.3M | 3.1M | 4.3M | 1.2M | 5.3M | 5.6M | 2.0M | -912,262.00 | -4.2M | 3.0M | 2.6M | 2.7M | 2.4M | 1.5M | 3.2M | 2.6M | 3.9M | 3.1M | 4.1M | 981,995.00 | 1.0M | -2.3M | 3.6M | 3.2M | 2.1M | 1.7M | -25.6M | 20.8M | 8.7M | 14.0M | -683,953.00 | 6.3M | 6.9M | -1.5M | -6.3M | -27.0M | -26.4M | -19.5M | -2.4M | 51.0M | 3.1M | -1.2M | -5.7M | -6.4M | -1.8M | 2.4M | 7.5M | 13.9M | -1.2M | 8.3M |
| Cfx Ppe Purchase | -403,426.00 | -592,631.00 | -1.2M | -1.4M | -367,997.00 | -114,683.00 | -307,421.00 | -2.1M | -252,448.00 | -57,981.00 | -7,779.00 | -955,662.00 | -132,785.00 | -656,419.00 | 0.00 | -1.4M | -908,480.00 | -354,196.00 | -42,133.00 | -208,622.00 | -237,612.00 | 23,933.00 | -75,303.00 | -1.6M | -711.00 | -172,005.00 | -402,155.00 | -3.0M | -1.3M | -2.7M | 732,408.00 | -162,745.00 | -382,000.00 | -884,000.00 | -39,000.00 | -207,000.00 | -2.0M | -136,000.00 | -4.8M | -6.1M | -853,000.00 | -717,000.00 | -1.0M | -458,000.00 | -279,000.00 | 42,000.00 | -167,000.00 | -487,000.00 | -20,000.00 | -146,000.00 |
| Cfx Profit | 2.1M | 474,702.00 | 600,710.00 | 1.4M | 225,939.00 | -3.2M | -2.3M | -1.9M | -4.0M | 2.6M | 2.8M | 3.6M | 2.3M | 1.1M | 3.9M | 2.8M | 3.1M | 2.0M | 3.0M | -1.4M | 2.1M | -1.0M | 1.8M | 2.0M | 2.5M | 2.9M | 15.0M | 2.2M | 7.3M | 7.1M | 1.1M | 6.1M | 9.1M | -13.4M | -22.3M | -26.6M | -2.8M | -1.1M | -2.7M | 6.6M | – | – | – | – | – | – | – | – | – | – |
| Cfx Qard Hassan Provision | 2.5M | 4.5M | 8.0M | 1.8M | 4.3M | 10.4M | 3.2M | 1.3M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Rental Income | -199,733.00 | -459,197.00 | -464,020.00 | -454,334.00 | -238,087.00 | -786,431.00 | -539,841.00 | -637,129.00 | -809,194.00 | -813,937.00 | -769,721.00 | -580,784.00 | -686,791.00 | -674,262.00 | -735,027.00 | -538,459.00 | -602,957.00 | -311,824.00 | -776,558.00 | -598,058.00 | -549,114.00 | -512,343.00 | -461,292.00 | -416,841.00 | -438,179.00 | -401,563.00 | -315,118.00 | 24,969.00 | -157,960.00 | -210,686.00 | -196,065.00 | -438,289.00 | -240,000.00 | -286,000.00 | -1.2M | 475,000.00 | -662,000.00 | -537,000.00 | -448,000.00 | 129,000.00 | -582,000.00 | -1.2M | -1.3M | -2.0M | -1.2M | -1.4M | -1.4M | -1.7M | -1.2M | -1.5M |
| Cfx Rental Income Received | 246,690.00 | 655,273.00 | 220,987.00 | 454,334.00 | 238,087.00 | 786,431.00 | 539,841.00 | 637,129.00 | 809,194.00 | 813,937.00 | 769,721.00 | 580,784.00 | 686,791.00 | 674,262.00 | 735,027.00 | 538,459.00 | 602,957.00 | 311,824.00 | 776,558.00 | 598,058.00 | 549,114.00 | 512,343.00 | 461,292.00 | 416,841.00 | 438,179.00 | 401,563.00 | 315,118.00 | -24,969.00 | 157,960.00 | 210,686.00 | 196,065.00 | 438,289.00 | 497,000.00 | 296,000.00 | 893,000.00 | 1.0M | 662,000.00 | 537,000.00 | 448,000.00 | 2.1M | 764,000.00 | 497,000.00 | 328,000.00 | 523,000.00 | 1.5M | 1.4M | -807,000.00 | 912,000.00 | 1.9M | 935,000.00 |
| Cfx Wakala Deposits | -13.5M | 15.0M | -67,875.00 | -3.0M | 0.00 | 2.9M | 0.00 | 0.00 | -131,212.00 | 0.00 | -6.0M | -5.0M | -30.0M | -48.0M | -11,200.00 | 10.0M | 4.8M | 5.0M | -6.8M | -33.1M | -11.1M | -93,789.00 | -20.1M | -7.9M | -5.1M | -6.3M | -55.9M | 78.4M | 99.7M | 14.6M | -13.9M | 16.3M | -709,000.00 | -13.6M | 9.7M | 41.5M | -7.9M | -28.6M | -10.9M | -9.4M | 10.9M | 14.6M | 86.9M | 3.1M | -96.9M | 13.6M | -35.3M | 40.6M | 34.0M | 4.4M |
| Cfx Wc Deferred Discount | 275,573.00 | 480,675.00 | 328,571.00 | 1.4M | 2.8M | -446,717.00 | -1.3M | -2.2M | 1.2M | 2.1M | -1.6M | -1.5M | -565,328.00 | 56,693.00 | -208,830.00 | -418,025.00 | 262,834.00 | 504,672.00 | -407,366.00 | -718,246.00 | 397,801.00 | 465,045.00 | -486,617.00 | -200,775.00 | 921,373.00 | 731,348.00 | -1.6M | 1.8M | 4.5M | 1.6M | -812,193.00 | -1.8M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Wc Deferred Policy Costs | 569,988.00 | -1.6M | -1.4M | 4,129.00 | -930,974.00 | -515,664.00 | 1.1M | 506,821.00 | -1.9M | -2.1M | 270,342.00 | -2.5M | -1.0M | -4.3M | -1.1M | 2.9M | 3.5M | -303,900.00 | -409,118.00 | 1.9M | -403,980.00 | -897,765.00 | -3.0M | -2.8M | -2.6M | 24,607.00 | 9.4M | -247,033.00 | -9.5M | -3.3M | -560,582.00 | 4.2M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Wc Other Liabilities | 1.7M | 182,704.00 | -812,647.00 | 5.4M | 295,880.00 | -1.7M | -2.6M | 922,774.00 | 30,176.00 | -435,406.00 | -622,368.00 | 2.2M | 329,605.00 | -1.5M | 1.2M | 3.1M | 276,691.00 | -3.1M | 1.0M | -601,471.00 | -1.3M | -474,354.00 | 981,252.00 | 864,725.00 | 53,372.00 | -1.9M | 100.8M | -68.1M | -5.9M | 8.2M | -18.1M | -8.5M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Wc Prepayments | -8.2M | -3.3M | -2.6M | -2.7M | 2.3M | -994,313.00 | 7.1M | 6.6M | 3,601.00 | -7.0M | 1.2M | 4.5M | -1.2M | -1.3M | 1.1M | -790,442.00 | -3.9M | 2.2M | 1.1M | 1.7M | -2.4M | -2.1M | 3.6M | 1.4M | -854,086.00 | -753,963.00 | 9.9M | -17.5M | -985,568.00 | -3.4M | -3.9M | 10.7M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Wc Qard Hassan | -2.5M | -4.5M | -8.0M | -1.8M | -4.3M | -10.4M | -3.2M | -1.3M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Wc Retakaful | 89,881.00 | -7.0M | 2.5M | -3.8M | -15.6M | 578,849.00 | 4.9M | -6.0M | -6.3M | -26.4M | -8.7M | -13.0M | -11.1M | -18.3M | -3.6M | 11.3M | 27.4M | -7.9M | -5.5M | 21.3M | -17.0M | 1.1M | 9.8M | 24.3M | -5.8M | -244,375.00 | 2.4M | 30.4M | -11.6M | -10.4M | -17.1M | 4.6M | 10.9M | 13.3M | -26.8M | -735,000.00 | 11.4M | 21.9M | 2.9M | 15.6M | -51.6M | -178.5M | 3.6M | 30.4M | 30.0M | -16.2M | 16.0M | 49.2M | 4.2M | -36.6M |
| Cfx Wc Takaful Contracts | -4.0M | 14.3M | 12.3M | 6.8M | 25.7M | 8.8M | -10.2M | 7.5M | 14.7M | 35.3M | 3.5M | 23.1M | 17.7M | 19.1M | 15.5M | -15.4M | -36.6M | 5.8M | 1.2M | -31.7M | 15.3M | 4.1M | 26.6M | 30.7M | 9.9M | 5.0M | 294.1M | -463.8M | 7.6M | 17.1M | -6.8M | -46.1M | -13.9M | 15.2M | -2.5M | 22.5M | -17,000.00 | -1.9M | 19.3M | -111.1M | 55.1M | 162.0M | -19.9M | -23.6M | -13.0M | 67.7M | -48.0M | -55.1M | 44.6M | 42.0M |
| Cfx Wc Takaful Payables | 5.8M | 2.2M | 2.8M | 3.8M | 16.6M | 2.1M | 2.3M | 18.2M | 6.9M | 12.1M | -11.5M | 31.5M | 34.5M | -14.2M | 9.5M | -21.5M | -3.1M | 4.4M | -6.8M | -9.6M | 31.2M | -22.6M | -3.8M | -3.5M | -573,431.00 | -10.2M | -415.6M | 449.5M | 24.9M | 30.2M | 33.8M | -36.0M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Wc Takaful Receivables | -2.8M | -7.5M | -9.7M | -2.0M | -27.2M | -5.2M | 3.7M | -11.6M | -11.4M | -18.2M | 19.6M | -10.0M | -9.2M | 1.2M | -10.4M | 7.0M | 39,722.00 | -1.2M | 9.5M | 22.5M | -23.8M | 22.7M | -18.3M | -40.4M | 9.1M | 18.1M | 9.3M | 35.9M | -37.0M | -47.7M | 5.7M | 48.2M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Investment Property Purchase | – | -8.5M | -81,241.00 | -14.6M | – | – | -4.2M | -7.9M | – | – | – | 0.00 | – | – | – | -1.2M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | – | -2.8M | 2.8M | – | – | 0.00 | 0.00 | – | – | – | – | – | – | – | – | – | – |
| Cfx Dividend Income | – | – | – | -404,517.00 | – | – | – | -185,236.00 | – | – | – | -54,175.00 | – | – | – | -56,815.00 | – | – | – | -538,818.00 | – | – | – | -82,934.00 | – | – | – | -304,286.00 | 0.00 | 0.00 | 0.00 | -225,000.00 | -359,000.00 | -1.3M | -195,000.00 | -1.8M | -1.2M | -2.7M | -429,000.00 | -408,000.00 | -278,000.00 | -973,000.00 | -321,000.00 | -343,000.00 | 0.00 | -2.2M | -539,000.00 | -805,000.00 | -128,000.00 | -2.1M |
| Cfx Dividends Received | – | – | – | 404,517.00 | – | – | – | 185,236.00 | – | – | – | 54,175.00 | – | – | – | 56,815.00 | – | – | – | 538,818.00 | – | – | – | 82,934.00 | – | – | – | 304,286.00 | 0.00 | 0.00 | 0.00 | 225,000.00 | 359,000.00 | 1.3M | 195,000.00 | 1.8M | 1.2M | 2.7M | 429,000.00 | 335,000.00 | 278,000.00 | 972,000.00 | 322,000.00 | 335,000.00 | 0.00 | 2.2M | 2.2M | 746,000.00 | 46,000.00 | 2.1M |
| Cfx Investment Impairment | – | – | – | 0.00 | – | – | – | 608,352.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | 1.6M | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | 945,000.00 | 0.00 | 0.00 | – | – | – | – | – | – | – | – | – | – |
| Cfx Investment Property | – | – | – | -4.9M | – | – | – | -1.4M | – | – | – | -160,000.00 | – | – | – | 1.2M | – | – | 0.00 | 2.0M | – | – | 2.0M | 393,725.00 | – | – | 10.0M | 389,506.00 | – | – | – | -3.6M | – | – | – | -1.3M | – | – | – | -2.6M | – | – | – | -5.3M | – | – | – | -3.6M | – | – |
| Cfx Investment Property Disposal | – | – | – | 0.00 | – | – | – | 419,981.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Investment Property Sale | – | – | – | 0.00 | – | – | – | 3.3M | – | – | – | 0.00 | – | – | – | 965,000.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Ppe Write Off | – | – | – | 109,740.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | 182,000.00 | – | 0.00 | 0.00 | 0.00 | – | 1.2M | 0.00 | 0.00 | 138,000.00 | 96,000.00 | -273,000.00 | -2,000.00 | 121,000.00 | 138,000.00 | 0.00 | 229,000.00 | 0.00 | 0.00 |
| Cfx Sukuk Income | – | – | – | -219,505.00 | – | – | -161,299.00 | -85,252.00 | 0.00 | 0.00 | -262,359.00 | -366,994.00 | -171,757.00 | -170,048.00 | -172,002.00 | -452,154.00 | -283,068.00 | -266,262.00 | -285,588.00 | -29,039.00 | -205,256.00 | -209,210.00 | -214,829.00 | -191,703.00 | -201,988.00 | -218,270.00 | -323,341.00 | -345,943.00 | -175,690.00 | -304,924.00 | -524,225.00 | -261,161.00 | -506,000.00 | -27,000.00 | -335,000.00 | -756,000.00 | -656,000.00 | -133,000.00 | -518,000.00 | -881,000.00 | -682,000.00 | -926,000.00 | -458,000.00 | -1.2M | -923,000.00 | -1.2M | -1.1M | -1.2M | -1.1M | -1.7M |
| Cfx Sukuk Income Received | – | – | – | 219,505.00 | – | – | 103,522.00 | 143,029.00 | 0.00 | 0.00 | 28,223.00 | 601,130.00 | 171,757.00 | 170,048.00 | 172,002.00 | 452,154.00 | 283,068.00 | 266,262.00 | 285,588.00 | 29,039.00 | 205,256.00 | 209,210.00 | 214,829.00 | 191,703.00 | 201,988.00 | 218,270.00 | 323,341.00 | 345,943.00 | 175,690.00 | -65,474.00 | 556,486.00 | 483,298.00 | 168,000.00 | -168,000.00 | – | 1.6M | 7,000.00 | -7,000.00 | – | 1.8M | 478,000.00 | 490,000.00 | 347,000.00 | 1.5M | 386,000.00 | 1.4M | -125,000.00 | 3.9M | 4.4M | -1.5M |
| Cfx Intangibles Write Off | – | – | – | – | – | – | – | 0.00 | – | – | – | 53,041.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | – | 6.7M | 0.00 | – | – | 0.00 | 0.00 | – | – | – | – | – | – | – | – | – | – |
| Cfx Share Capital | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | 50.0M | 0.00 | 0.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Cwip Transfer | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | 971,746.00 | 259,401.00 | -1.2M | – | 112,499.00 | -112,499.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Htm Realised | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | -121,504.00 | 121,504.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Ppe Impairment | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | – | 1.3M | -1.3M | – | – | 4.0M | 0.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Cash Held For Sale | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | -94,574.00 | -13,962.00 | 13,962.00 | – | 0.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Subsidiary Impairment | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | 2.2M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Held For Sale Gain | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | 0.00 | 208,728.00 | -970,457.00 | 0.00 | 761,729.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Held For Sale Proceeds | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | 422,224.00 | 1.2M | -1.6M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Acquisition | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | – | -110.1M | 0.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Bargain Purchase | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | – | -50.2M | 0.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | 0.00 | 215.0M | 0.00 | -102.9M | -2,259.00 | -2.7M | -340.00 | -6.9M | 0.00 | -3.5M | -3.5M | -10.4M | 0.00 | -10.4M | 0.00 | -12.9M | 0.00 | -12.9M | 0.00 | 51.1M | 0.00 | 0.00 | 0.00 | 0.00 | -33.3M |
| Cfx Murabaha Amortisation | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | – | -146,597.00 | 2,257.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Finance Cost | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | 1.7M | 0.00 | 2.7M | -2.7M | 5.2M | 772,000.00 | 763,000.00 | 1.2M | 1.4M | 1.5M | 1.6M | 1.3M | 1.7M | 1.2M | 1.2M | 1.0M | 1.2M | 908,000.00 | 1.8M | 1.6M | 1.7M | 1.1M | 1.4M |
| Cfx Restricted Deposits | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | -10.0M | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Wc Bonus Reserve | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | 0.00 | 5.3M | 644,304.00 | -662,022.00 | -609,180.00 | -47,102.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Wc Mathematical Reserves | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | 10.9M | 690,606.00 | -928,035.00 | 1.5M | 549,150.00 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Cfx Directors Remuneration | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | -980,000.00 | 0.00 | 0.00 | – | -1.4M | 0.00 | 0.00 | – | 0.00 | 0.00 | 0.00 | – | -1.2M | 0.00 | 1.2M | – | – | -2.3M | 2.3M | – | – |
| Cfx Investment Amortisation | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | 13,363.00 | 50,738.00 | 33,899.00 | – | 75,000.00 | -75,000.00 | 144,000.00 | – | -19,000.00 | -48,000.00 | 59,000.00 | – | – | – | -329,000.00 | – | – | – | 0.00 | – | – |
| Cfx Htm Amortisation | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | – | 43,000.00 | -43,000.00 | 109,000.00 | -109,000.00 | 34,000.00 | -34,000.00 | 0.00 | 0.00 | -21,000.00 | -171,000.00 | -26,000.00 | 218,000.00 | – | – | 0.00 | 0.00 | – | – |
| Cfx Redemptions | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | 0.00 | 5.6M | 0.00 | -5.6M | 9.6M | 4.0M | 1,000.00 | -13.6M | 0.00 | 5.0M | 2.6M | 10.6M | 4.4M | 0.00 | 4.4M | 7.7M | 248,000.00 | 4.2M |
| Cfx Merger Gain | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | – | – | -720,000.00 | -2,000.00 | – | – | 0.00 | 0.00 | – | – | – | – | – | – | – | – | – | – |
| Cfx Merger Cash | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | 48.3M | 0.00 | – | – | 0.00 | 0.00 | – | – | – | – | – | – | – | – | – | – |
| Cfx Ppe Sale | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | 208,000.00 | – | – | – | 5.4M | – | – | 359,000.00 | -277,000.00 | – | – | 0.00 | 0.00 | – | – |
| Cfx Wc Payables | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 4.5M | -859,000.00 | -23.7M | 19.8M | 18.9M | 1.3M | -19.2M | -14.6M | 4.2M | -9.8M | -18.9M | -7.8M | 27.2M | -49.1M | 2.0M | 27.3M | -14.2M | -8.9M |
| Cfx Wc Receivables | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | -3.9M | -24.4M | 70.4M | -23.3M | -15.1M | -10.9M | 5.1M | 10.5M | -23.1M | 15.5M | 26.2M | -1.8M | -5.3M | 14.9M | -949,000.00 | -4.7M | 9.0M | 3.5M |
| Cfx Ecl Impact | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | -16,000.00 | – | – | – | 0.00 | – | – |
| Cfx Lease Finance Cost | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 80,000.00 | 92,000.00 | -8,000.00 | 60,000.00 | 370,000.00 | -370,000.00 | 129,000.00 | 141,000.00 | 73,000.00 | -13,000.00 |
| Cfx Profit Before Tax | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 13.0M | 5.8M | 1.7M | -559,000.00 | 3.4M | -2.2M | 7.9M | 16.0M | 15.7M | -5.6M | 17.4M |
| Cfx Treasury Shares | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | -4.3M | -1.0M | -871,000.00 | -2.6M | 987,000.00 | 880,000.00 | 1.1M | -1.9M |
| Cfx Credit Loss Investments | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | 0.00 | 0.00 | – | -2,000.00 | 0.00 | 2,000.00 | – | 0.00 |
| Cfx Intangibles Impairment | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.00 | – | – | – | 1.3M | – | – |
Insurance & Takaful Revenue
Insurance Service Result
Net Investment Income
Net Insurance & Investment Result
Net Income
EPS (AED)
Shares Outstanding
Total Assets
Investment Securities
Cash & Equivalents
Insurance Contract Liabilities
Reinsurance Contract Assets
Total Liabilities
Total Equity
Combined Ratio
Insurance Service Margin
Reinsurance Cost / Revenue
Investment Yield
Net Margin
P/E
P/B
P/S Ratio
Price / FCF
Net Worth (Market Cap)
ROE
ROA
Return on Tangible Equity
Equity / Assets
Dividend Yield
Employee Count
Market Information
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