About the company
First Abu Dhabi Bank PJSC is the largest bank in the UAE by assets, formed from the 2017 merger of First Gulf Bank and National Bank of Abu Dhabi. FAB offers corporate, investment and personal banking across an international network spanning five continents.
FAB First Abu Dhabi Bank ADX Shariah compliance: iClassified as Shariah compliant based on business-activity and financial-ratio screens. Compliance is not permanent and may change from time to time based on the company's activities and financials.
S&P Shariah indices methodology ↗
S&P Shariah indices methodology ↗
Price (AED)20.11
Market Cap222.15B
P/E15.7
P/B3.11
Dividend Yield2.88%
ROE19.79%
Year-end price history
Income Statement
Values in AED · click any row to chart the metric, click again to collapse
| 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 | 2025Q1 | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.40B | 6.76B | 7.43B | 7.82B | 6.96B | 7.43B | 8.14B | 8.71B | 7.47B |
| EBITDA | 3.23B | 3.79B | 4.05B | 4.42B | 3.82B | 4.07B | 4.35B | 5.03B | – |
| Net Income | 2.95B | 3.22B | 3.50B | 3.58B | 3.20B | 3.28B | 3.81B | 3.91B | 3.36B |
Balance Sheet
Values in AED · click any row to chart the metric, click again to collapse
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 8.45B | 8.62B | 8.95B | 8.88B | 8.87B | 9.74B | 10.94B | 11.67B | 12.36B | 13.40B |
| Inventory | 2.82B | 2.87B | 2.98B | 2.96B | 2.96B | 3.25B | 3.65B | 3.89B | 4.12B | 4.47B |
| Intangible Assets | 1.88B | 1.92B | 1.99B | 1.97B | 1.97B | 2.16B | 2.43B | 2.59B | 2.75B | 2.98B |
| Current Assets | 20.65B | 21.07B | 21.88B | 21.72B | 21.68B | 23.81B | 26.74B | 28.52B | 30.21B | 32.75B |
| Total Assets | 93.88B | 95.76B | 99.43B | 98.71B | 98.53B | 108.21B | 121.57B | 129.65B | 137.32B | 148.87B |
| Current Liabilities | 14.08B | 14.36B | 14.91B | 14.81B | 14.78B | 16.23B | 18.24B | 19.45B | 20.60B | 22.33B |
| Long Term Debt | 10.81B | 11.03B | 11.45B | 11.37B | 11.35B | 12.47B | 14.00B | 14.94B | 15.82B | 17.15B |
| Total Debt | 15.02B | 15.32B | 15.91B | 15.79B | 15.77B | 17.31B | 19.45B | 20.74B | 21.97B | 23.82B |
| Total Liabilities | 48.82B | 49.80B | 51.71B | 51.33B | 51.24B | 56.27B | 63.21B | 67.42B | 71.41B | 77.41B |
| Total Equity | 45.06B | 45.97B | 47.73B | 47.38B | 47.30B | 51.94B | 58.35B | 62.23B | 65.91B | 71.46B |
Cash Flow
Values in AED · click any row to chart the metric, click again to collapse
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 10.70B | 11.63B | 11.79B | 11.92B | 12.52B | 13.61B | 13.60B | 15.19B | 16.40B | 17.68B |
| Investing Cash Flow | -2.57B | -2.69B | -2.71B | -2.74B | -2.78B | -3.00B | -3.29B | -3.49B | -3.75B | -4.11B |
| Capital Expenditure | 2.34B | 2.45B | 2.46B | 2.49B | 2.52B | 2.73B | 2.99B | 3.17B | 3.41B | 3.74B |
| Financing Cash Flow | -4.28B | -4.65B | -4.72B | -4.77B | -5.01B | -5.44B | -5.44B | -6.08B | -6.56B | -7.07B |
| Dividends Paid | -3.85B | -4.19B | -4.25B | -4.29B | -4.51B | -4.90B | -4.90B | -5.47B | -5.91B | -6.37B |
| Free Cash Flow | 8.36B | 9.18B | 9.33B | 9.43B | 9.99B | 10.88B | 10.62B | 12.03B | 13.00B | 13.95B |